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Payments, balances, payouts. Built into your product.

We’re building APIs for payment acceptance, merchant onboarding, balance management, and fiat and stablecoin payouts.

Learn moreSee a demo ›
Payment intent · contract exampleIn development
POST /api/v1/payment-intents
Idempotency-Key: order_1048_create_intent

{
  "amount": 12500,
  "currency": "usd",
  "merchant_reference": "order_1048",
  "capture_method": "automatic"
}

Create the payment on your server. Attach checkout to the intent.

Read the integration contract →
  • Bitunix
  • Blofin
  • PackDrawPackDraw
  • Leveledup TradersLeveled Up Traders
  • Roobet
  • MundPay
  • Fulfillment Pros
  • Crush Research
  • Betonline.ag
  • Cornerstone ATS
  • PackDraw
  • Leveled Up Traders

From a checkout session to a reconciled payout.

One integration model for collecting funds, allocating proceeds, and paying the right recipient.

Create a payment. Control how it completes.

The payment API is being built around intents and checkout sessions: create the amount and currency on your server, collect payment details through checkout, and follow authorization, capture, cancellation, and refund activity against the same payment record. Hosted, embedded, and custom integrations are part of the platform roadmap.

Explore the fit ›
Payment lifecycle · planned workflowIn development
Create intent → checkout session↓Collect payment → authenticate → authorize↓Capture → refund or settle

Amount · currency · merchant reference · capture method

Keep checkout, payment status, and post-payment operations connected to your order.

Read the integration contract →
Balances & payouts · platform roadmapIn development
Payment proceeds
  ├─ Pending balance
  ├─ Reserved funds
  └─ Available balance
       ├─ Platform fee allocation
       └─ Seller entitlement
            └─ Verified recipient
                 ├─ Bank account
                 ├─ Eligible card
                 └─ Stablecoin wallet

Retain the relationship between the sale, allocation, and payout.

Read the integration contract →

Allocate the proceeds. Program the payout.

We’re building merchant-scoped balances with available, pending, and reserved funds; allocations that retain platform fees and seller entitlements; and payout instructions tied to verified recipients. The planned payout layer covers eligible bank, card, and stablecoin destinations, with currency and network requirements attached to the instruction.

Trace every request. Reconcile every movement.

The integration contract specifies scoped credentials, operation-level idempotency, signed webhook events, structured errors, and request IDs. We’re extending that foundation with delivery history, replay tooling, and reconciliation exports that connect payments, fees, refunds, settlements, and payouts to your own order references.

Integration operations · platform roadmapIn development
Request ID + merchant reference↓Signed events + delivery history↓Reconciliation records + exports

Planned tooling for tracing API activity, reviewing event delivery, and matching financial activity to your records.

Read the integration contract →
Featured integrations

Payments that fit your stack.

Connect Acru to the platforms behind your business.

  • Shopify
  • WooCommerce
  • NMI
  • Plaid
  • Authorize.net
  • Bastion
  • Docusign
  • BigCommerce
  • Chargebee
  • Formstack
  • ChargeOver
  • sticky.io
  • Hiveage
  • PayWhirl
  • Checkfront
  • PayKickstart
See the full list
  • NMI
  • Authorize.net
  • Plaid
  • Shopify
  • WooCommerce
  • BigCommerce
  • Adobe Commerce
  • Zen Cart
  • WP EasyCart
  • CheckoutChamp
  • ClickFunnels
  • GoHighLevel
  • sticky.io
  • Chargebee
  • ChargeOver
  • Recurly
  • PayWhirl
  • PayKickstart
  • SubscriptionFlow
  • Hiveage
  • Formstack
  • Gravity Forms
  • 123FormBuilder
  • Chargent
  • Docusign
  • Checkfront
  • Bastion
“We needed more than payment processing. We needed a team that understood fraud prevention, chargeback management, and how those decisions affect the customer experience. Acru helped us bring those pieces together and stayed involved through implementation. That depth of support was missing from our previous provider.”
Wellington Vicente

WellingtonFounder, MundPay

“With our previous provider, every question started with a support ticket. With Acru, we have direct access to people who know our business and take ownership of the next steps.”
Fulfillment Pros

GilFounder, Fulfillment Pros

“Acru offered more competitive processing rates without compromising on service. Their team walked us through the pricing clearly, giving us a better understanding of our costs as we grow.”
LeveledUp Traders

DanCPO, LeveledUp Traders

“We needed room to scale without processing caps holding us back. Acru helped us establish a setup that supports our volume and gave us confidence to plan for continued growth.”

MikaelCFO, Solstice

“Adding alternative payment methods through Acru helped us serve customers who prefer options beyond traditional cards. We could offer more choice through a consistent checkout experience, without managing a separate integration for every method.”
Bitunix

RobinHead of Payment Acquisition, Bitunix

From payment complete
to money in motion.

Follow into balances, settlement, payouts, and supported
money movement. All connected to the transaction that started it.

Learn more

Frequently
asked questions

The published v0.1 integration contract is forward-looking and implementation is in progress. Confirm provisioned access, enabled operations, and production readiness with Acru before sending live payment instructions.

The published contract defines payment intents and checkout sessions, with server-side authentication, merchant references, payment status, and webhook integration. The broader roadmap includes capture, cancellation, refunds, and hosted, embedded, and custom checkout experiences. Review the operation-specific implementation status before choosing your integration.

The roadmap connects merchant onboarding, verification requirements, fee allocation, seller entitlements, merchant-scoped balances, and recipient payouts. Bank, card, and stablecoin destinations depend on program approval. The intended model keeps each allocation and payout traceable to the payment that funded it.

The v0.1 contract specifies request IDs, structured errors, scoped credentials, idempotency, and signed webhook delivery. Delivery history, event replay tooling, and reconciliation exports are roadmap items. We will confirm their availability, retention, and access controls as part of each implementation.

Ask for a written scope naming the methods, markets, currencies, integrations, and responsibilities included in your program. Separate capabilities available at launch from planned work so the implementation and commercial terms match.

Agree on a test plan with the implementation team: successful and failed outcomes, pending states, retries, refunds, and reconciliation where relevant. Confirm which test environment and production checks apply to your setup; a simulated success is not proof that every live rail is enabled.

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Build the product. Connect the money.

Developer platform in development. The v0.1 API contract is published; roadmap features and production access are confirmed with the implementation team.

Learn moreSee a demo
Acru

More possibility.
Less between you and it.

Accept payments

  • Payments overview
  • Card processing
  • Checkout
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  • Digital wallets
  • Alternative payment methods
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Move money

  • Payouts overview
  • Real-time payments
  • Push to card
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Acru, Inc. is a registered Independent Sales Organization (ISO) of Fifth Third Bank, N.A., Cincinnati, Ohio.

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