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Know the decision. Control the next step.

Connect authorization outcomes to authentication and capture.

Learn moreSee a demo ›
Illustrative payment verification and authorization flow
  • Bitunix
  • Blofin
  • PackDrawPackDraw
  • Leveledup TradersLeveled Up Traders
  • Roobet
  • MundPay
  • Fulfillment Pros
  • Crush Research
  • Betonline.ag
  • Cornerstone ATS
  • PackDraw
  • Leveled Up Traders

An approval is a starting point.

Give your team the context behind the payment state.

Read the response.

Keep available issuer responses attached to the transaction.

Explore the fit ›
Illustrative transaction list with payment methods and statuses
Illustrative payment verification and authorization flow

Capture with intent.

Separate authorization and capture where your payment method and configuration support it.

Handle the other outcomes.

Design clear paths for declines, expired authorizations, and additional authentication.

Illustrative transaction status and intelligence cards
“We needed more than payment processing. We needed a team that understood fraud prevention, chargeback management, and how those decisions affect the customer experience. Acru helped us bring those pieces together and stayed involved through implementation. That depth of support was missing from our previous provider.”
Wellington Vicente

WellingtonFounder, MundPay

“With our previous provider, every question started with a support ticket. With Acru, we have direct access to people who know our business and take ownership of the next steps.”
Fulfillment Pros

GilFounder, Fulfillment Pros

“Acru offered more competitive processing rates without compromising on service. Their team walked us through the pricing clearly, giving us a better understanding of our costs as we grow.”
LeveledUp Traders

DanCPO, LeveledUp Traders

“We needed room to scale without processing caps holding us back. Acru helped us establish a setup that supports our volume and gave us confidence to plan for continued growth.”

MikaelCFO, Solstice

“Adding alternative payment methods through Acru helped us serve customers who prefer options beyond traditional cards. We could offer more choice through a consistent checkout experience, without managing a separate integration for every method.”
Bitunix

RobinHead of Payment Acquisition, Bitunix

From payment complete
to money in motion.

Follow into balances, settlement, payouts, and supported
money movement. All connected to the transaction that started it.

Learn more

Frequently
asked questions

It is approval to reserve an amount, not the same as capture or settlement. Customers may see a temporary hold while the payment is awaiting capture or release.

A hold is valid only for a limited window set by the method, network, and transaction type. If capture happens too late, a new authorization may be needed. Confirm the applicable window for your flow.

Use the decline reason to choose the next step. Some failures need corrected details or another payment method; others may permit a later attempt. Avoid automatic retries without regard to the reason and network rules.

Yes. An authorization can succeed even if a later browser or application step fails. Check the original payment before creating another attempt, and cancel an unused authorization when supported.

Ask for a written scope naming the methods, markets, currencies, integrations, and responsibilities included in your program. Separate capabilities available at launch from planned work so the implementation and commercial terms match.

Agree on a test plan with the implementation team: successful and failed outcomes, pending states, retries, refunds, and reconciliation where relevant. Confirm which test environment and production checks apply to your setup; a simulated success is not proof that every live rail is enabled.

Turn payment states into clear next steps.

Authorization does not guarantee settlement; issuer and network rules apply.

See a demo
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